What is Poqet?
Poqet is a free, independent UK property and finance resource. Our mission is to help UK buyers, homeowners, landlords and savers make better financial decisions — with accurate calculators and plain-English guides, written without commercial influence.
Every tool on this site is built around published UK rates and official methodology — HMRC stamp duty bands, Bank of England base rate data, and standard mortgage industry formulas. We do not recommend lenders, brokers or financial products. We do not earn commission. We exist to help you understand the numbers before you make a decision.
Poqet covers five core areas: mortgage repayments, stamp duty, rental yield and buy-to-let, loan repayments, and savings and compound interest. Alongside the calculators, our guides answer the questions UK property searchers are actually asking — from first-time buyer costs to landlord tax changes.
Free UK calculators
All calculators are free, require no sign-up and run entirely in your browser.
Mortgage Calculator
Estimate your monthly repayments across any loan size, interest rate and term length.
Stamp Duty Calculator
Calculate SDLT on a UK property purchase, including first-time buyer and second-home rates.
Rental Yield Calculator
Work out gross yield and whether a property meets your investment return target.
Loan Repayment Calculator
See monthly repayments and the total cost of borrowing for any personal loan.
Compound Interest Calculator
Project how savings or investments grow with regular contributions over time.
Featured guides
In-depth answers to common UK property and mortgage questions. Each guide is reviewed for factual accuracy and updated when UK rules or rates change.
Complete first-time buyer guide UK
Step-by-step walkthrough: saving a deposit, getting a mortgage, and completing a purchase.
What is a good rental yield in the UK?
Understand gross vs net yield, what landlords target, and how to compare properties.
Is buy-to-let worth it in 2025?
An honest look at yield, cash flow, Section 24 tax changes and realistic returns.
Should I overpay my mortgage?
Compare the interest saved against investing or saving the same money elsewhere.
How much mortgage can I afford?
Learn how lenders calculate affordability, income multiples and stress tests.
Buy-to-let tax explained UK
Income tax, capital gains tax, Section 24 mortgage interest relief and allowable expenses.
Browse all guides in the Learn hub or explore topics: Mortgages, First-time buyers, Landlords, Property investing.
Why trust Poqet?
Our commitment to accuracy and editorial independence.
✍️Written by property finance professionals
All Poqet guides are authored and reviewed by experienced UK property writers with practical background in mortgages, landlord finance and property investment.
📐Verified calculation methodology
Calculator formulas are cross-checked against HMRC published rates, Bank of England data and standard mortgage industry methodology. We cite our sources.
🔄Regularly reviewed and updated
Rates, thresholds and legislative changes (stamp duty bands, Section 24, LTT) are reviewed and updated when UK rules change. Every guide carries a last-updated date.
🚫No affiliate bias
Poqet earns no commission from lenders, brokers or any financial product. We do not recommend specific products, lenders or advisers. Our only goal is accurate information.
Learn more on our About page or read our Editorial Policy.
Our editorial standards
Every guide published on Poqet follows a consistent editorial process. Topics are selected based on genuine search demand from UK property buyers and investors. Guides are written by authors with relevant domain knowledge, then reviewed for factual accuracy against official UK sources before publication.
We use the following primary sources when writing about UK property finance: HMRC (stamp duty, capital gains tax, allowable expenses), the Bank of England (base rate, mortgage market data), the FCA (regulated mortgage definitions), the ONS (property price statistics), and the Valuation Office Agency (rental market data). Sources are referenced directly in guides where possible.
All guides carry an author name, publication date and last-reviewed date. If you find an error, contact us via the contact page and we will review and correct it within five working days. Read our full Editorial Policy for the complete process.
Important information
All calculators and guides on Poqet are for general information and planning purposes only. They do not constitute financial advice, mortgage advice, tax advice, legal advice or investment advice. Results are estimates based on the inputs you provide and the formulas used — they are not guaranteed to reflect your actual costs, borrowing capacity or returns.
Mortgage calculations assume a standard repayment mortgage at a fixed interest rate. They do not account for lender fees, arrangement fees, broker fees, insurance, early repayment charges or lender-specific affordability criteria. Stamp duty calculations reflect published HMRC SDLT bands at the time of writing — rates and thresholds change and should be verified with HMRC or a qualified conveyancer before exchange.
Always seek independent advice from a qualified professional before making property, mortgage, tax or investment decisions. A regulated mortgage broker can advise on your specific borrowing circumstances. A qualified accountant can advise on tax implications. Read our full Disclaimer and Privacy Policy.