Disclaimer

General information only

All content published on poqet.io — including calculators, guides, articles and other tools — is provided for general informational and educational purposes only. It is intended to help users understand UK property and finance topics and make rough estimates for planning purposes.

Nothing on this website constitutes, or should be taken as, financial advice, mortgage advice, investment advice, tax advice or legal advice of any kind.

No financial advice

Poqet is not authorised or regulated by the Financial Conduct Authority (FCA). We do not hold any permissions to provide regulated financial advice, mortgage advice or investment recommendations.

Before making any financial decision — including taking out a mortgage, buying a property, investing in buy-to-let or arranging insurance — you should seek independent advice from a qualified professional who is authorised and regulated by the FCA. You can find a regulated adviser at register.fca.org.uk.

Calculator results are estimates only

All calculators on poqet.io produce estimates based on the figures you enter and standard assumptions. These estimates:

• do not take your personal financial circumstances into account
• do not reflect the specific criteria used by any lender or mortgage provider
• do not account for charges, fees or costs that may not be visible in a headline rate
• may differ from quotes you receive from lenders, brokers or advisers
• are based on publicly available rates and thresholds that may have changed since publication

Calculator results must not be relied upon as the basis for any financial commitment or decision.

Accuracy and timeliness of information

We make reasonable efforts to ensure that the information on poqet.io is accurate and up to date. However, UK tax bands, Stamp Duty rates, mortgage rates, regulatory rules and other figures used in our calculators and guides can change without notice. We cannot guarantee that all content reflects the most current rates or legislation at the time you read it.

Always verify important figures — particularly Stamp Duty Land Tax thresholds, mortgage rates and HMO licensing requirements — through official sources such as GOV.UK before relying on them.

Limitation of liability

To the fullest extent permitted by applicable law, Poqet, its operators and contributors accept no liability for any direct, indirect, special, incidental or consequential losses or damages arising from your use of, or reliance on, any content, calculator result or guide published on this website. This includes losses arising from decisions made on the basis of any estimate or figure produced by a Poqet calculator.

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