This tool applies the age-at-end-of-term logic explained in our Mortgages for Older Borrowers guide directly to your own numbers. Enter your current age and desired mortgage term to see which lender tiers are likely to fit.
Individual lenders vary within each tier, and criteria change. Use this to understand which category of lender to approach, mainstream, specialist later-life, or RIO, not as confirmation any specific lender will approve you. A broker who knows current criteria in detail, covered in our Mortgage Broker Resource Centre, is the right next step once you know which tier to target.
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